In the last decade since the economic crisis, the economy has been improving steadily. Unemployment is at 3.8%, the lowest since 2000. Prospective buyers have been able to save money and are feeling confident. More people have enough money to buy now. There’s just one problem: There aren’t enough homes, so the market is stalling. There are two main factors driving low inventory. Sellers want to hold on as prices continue to rise, and the international market is increasing construction costs, leading to builders seeking more expensive projects with a bigger return on investment. Also contributing to a stalling market is still-rising interest rates. First time homebuyers are struggling the most, as they’re entering into a highly competitive market and getting outbid the moment they save enough to buy.